Loan Calculator

Loan? So difficult ...

You lack the funds to purchase certain items of goods or payment services. And you're not thinking long forwarded to the bank for processing consumer credit.

Recall that going to the bank bring your passport and a certificate from the work of your wages for the past six months. Form of certificate is not yet standardized and for different banks, there are some differences, because the need advance information form will take care of wages, which requires the bank in which you intend to take credit.

The bank will offer you complete an application application for credit and will conduct a preliminary interview. But remember, like you're in the tank is not one and not two. You will have to wait for the filing of documents, then wait for a preliminary response, may require additional documents that will finally wait for final decision. And if he is positive will still be waiting for paperwork. All this time, the nerves. moreover, that the answer of the bank after a while maybe not in your favor. Exit? Simple ...

Recently, many banks as they struggle to attract customers in large stores offer so-called operational items or rapid processing of consumer credit. Registration is going on here quickly. Present a passport, pass not too long and tedious for you to interview, fill out the form and sign the contract. No walking, no expectations, everything quickly and easily. Pick a thing and a joyful ...

Stop! Joy later. For issuance of consumer credit in the store you have to pay. This fee includes: insurance on a bill, pay by credit agency for the service to purchase a bill for you, the bank's income from the sale of promissory notes, interest on deferred payment on the instrument and at the end of the loan guarantee agency for the bank. We will not torment you statistics, but the design of consumer credit in the store will cost you some additional percentage to the cost of purchased goods or services. So it turns out, do not want to wait in the bank, spend time, strive for efficiency and the final amount for the product (or service) increased by 12,5 - 18,5%.

All - no way out. The bank wait, wait, the result of fog, the store is almost instantaneous all clear, but pay more.